Most Americans have no problem with waking up in the morning, heading out to their job and working hard for a living. Unfortunately, this option can sometimes be taken away from an individual if they suffer a serious long-term injury. Luckily, many of these individuals can receivedisability benefits to assist them during the time that they’re unable to earn a living. Unfortunately, however, a person may sometimes be turned down for thesebenefits. In these situations, it’s imperative for an individual to understand how to survive financially.
Seek Community Help
Luckily, a person’s local community often has a variety of social services that they can make use of. From local churches to food banks, countless people in communities across America step forward to help out their fellow citizens. Many organizations will help with rent, utilities bills, food and a variety of other needs that must be met.
Unfortunately, it can sometimes be difficult to track down all of these organizations. Luckily, contacting a single social service organization is often enough. This is because these organizations will usually have the contact information of others, so it isn’t often especially difficult to find help in an area.
Look into SNAP Benefits
The Supplemental Nutrition Assistance Program (SNAP), also known by many simply as “food stamps,” can provide a great social safety net after being denied disability benefits. This is a government program that allows financially needy individuals to purchase food in their time of need.
Luckily, this process isn’t a difficult one. Applications are done on a state-by-state basis, but the United States Department of Agriculture’s Food and Nutrition Service provides plentiful information on their own website. In fact, they have a full list of the states that allow a SNAP benefits application to be filled out online.
Seek out Legal Help
One of the biggest mistakes that many people make upon being denied disability benefits is simply giving up. In reality, the bulk of disability claims are denied initially, but this doesn’t mean that a person isn’t eligible. Sometimes a simple mistake can result in a denied claim.
This is why a person should always seek out legal help after a denial. An attorney can help pinpoint the exact cause of a denial and file the appeal that’s necessary to request a review of the initial denial. In many cases, this results in benefits being granted.
Get Help with Medical Bills
Some of the biggest costs related to living with a disability are those related to medical bills. Even when a person suffers a minor injury, these bills can bankrupt them; so when an individual suffers a major disability, they can quickly face financial ruin. What many people don’t realize, however, is that with the implementation of the Affordable Care Act (ACA), many individuals who weren’t eligible for Medicaid before now are.
Upon the passing of the ACA, many states expanded their Medicaid systems to cover individuals with extremely low incomes. For those who are facing a major disability and are unable to work, this can be an absolute blessing. A person should look online for their state’s specific Medicaid requirements to see if they meet them. If not, many hospitals offer indigent patient programs, so it can help to check into these as well.
Surviving after being denied disability can be difficult, but it is by no means impossible. There are a variety of organizations and programs in all areas in America that can help those who are facing financial difficulties due to a disability. A person only needs to be a bit proactive in seeking out and using these helpful tools. Additionally, it never hurts to seek out legal help. Since many disability requests are granted after an appropriate appeal, this step can go a long way in helping.
No matter what the problem may be, there is always a solution to the issue. Handling denied disability can be quite challenging when you do not know the right steps to take. While searching through the web, writer Soriah Fleury found a website that is able to provide you with free consultation athttp://www.disabilitydenials.com/ask-a-question-to-a-lawyer-online.html. She hopes this information can come in handy one day for someone in need of guidance on how to handle denied disability.
via:http://www.cheapstuff.com/blog/2014/02/19/how-to-get-by-after-being-denied-disability/
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